{{ Covéa }}: Pushing innovation in the insurance industry.

Customer
Covéa
Industry
Insurance
Country
United Kingdom
Customer
Covéa
Industry
Insurance
Country
United Kingdom
Technologies by WGS
  • Maps Directions API
  • Maps Distance Matrix API
  • Maps Geocoding API
  • Maps JavaScript API
  • Maps Places API
Covéa is a leading European mutual insurance group, protecting over 11 million policyholders across property, motor, and commercial sectors. Web Geo Services supported their digital transformation by embedding precision location data into their claims and risk-assessment processes.

Goal

Reduce the lead time between an accident occurring and the claim being reported.
Prevent fraud by using location data to verify claim details.

Results

Implemented a more service-driven model for digitally native users.
Improved customer experience by allowing users to "drop a pin" at accident locations.

WGS-Powered Google Maps Solutions

1
Street View API

Helps customers identify accident locations using visual clues if they are unfamiliar with the area.

2
Maps JavaScript API

Powers the customer-facing reporting tool where users drop pins on a map.

3
Location Intelligence

Used to build more accurate risk profiling to bring down costs for 70-80% of customers.

From Vision to Impact

In a traditional industry over 250 years old, Covéa UK recognized that the future of insurance relies on digital transformation and a service-driven model. Serving over 2.1 million policyholders, the group faced the challenge of modernization while managing a massive data set across commercial, motor, and property insurance. The project focused on using location data to balance a great customer experience with critical fraud prevention, aiming to simplify the user journey for a new generation of digitally native consumers.

Covéa integrated the Google Maps Platform into its claims reporting process, allowing customers to "drop a pin" and use Street View to accurately identify accident locations. This implementation significantly reduced the lead time between an incident and its report, a critical factor in controlling costs and verifying data accuracy. By moving toward automated liability and fresher geographic information, Covéa has successfully used technology to build more accurate risk profiles and offer more competitive pricing to its customers.

We chose Google Maps because, in the map space it's the market leader right now... There is a familiarity factor; when our customers are filling in claim forms, they're used to using a Google Map solution.
Michael Moran
Lead Product Owner, Covéa UK